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Therapy Rates & Insurance

We believe that transparency and accessibility are important parts of beginning the therapy process.

In-Network Insurance Providers

We are currently in-network with the following providers:

  • Aetna

  • United Healthcare

  • Blue Cross Blue Shield

  • Cigna

  • Oscar

  • Oxford

If you’re covered by one of the companies listed above, you may be eligible to use your insurance benefits to cover some or all of your session costs. We file insurance claims directly on your behalf for all in-network services, so you can focus on your healing, not the paperwork. We encourage you to verify your mental health coverage directly with your insurance provider.

Out-of-Network Benefits

If we are not in-network with your insurance provider, you may still be able to use your out-of-network benefits. Depending on your plan, these benefits may cover a portion of your therapy costs once your deductible is met.

We recommend asking your insurance provider the following questions to better understand your coverage:

  • Does my plan include mental health or out-of-network mental health benefits?

  • Do I have a deductible? If so, what is it, and have I met it?

  • Is there a limit to the number of sessions covered per year?

  • Do I need prior approval or a referral from my primary care physician?

If you are eligible, you’ll receive a superbill (a detailed receipt) after each session that you can submit to your insurance for reimbursement. Please note: clients are responsible for submitting claims and following up directly with their insurance provider.

Self-Pay & Cash Payment Options

We also provide therapy services for individuals without insurance. If you are paying out of pocket, we are happy to discuss our cash payment options before your first appointment.


EAP (EMPLOYEE ASSISTANCE PROGRAM)

​Did you know your employer may offer free therapy sessions as part of your benefits? It’s called an EAP, an Employee Assistance Program and a lot of people never use it because they don’t know it’s there.

Here’s how it works:
• It’s free. No copays. No deductibles. No bill.
• It’s private. Your boss cannot see that you used it or what you talked about.
• It’s for you AND your family. Spouses, partners, and kids may be covered too.
• Sessions are short-term usually 3 to 12 sessions per concern per year.

EAP is great for people who want support right now but aren’t sure about committing to ongoing therapy. You get real, focused sessions to help you work through something specific.

If you need longer support after your EAP sessions run out, we can easily switch you over to your regular insurance benefits. You won’t have to start over.

HOW TO FIND OUT IF YOU HAVE EAP:
1. Check your employee benefits package (it’s usually in your new hire paperwork or HR portal)
2. Call or email your HR department and just ask: “Do I have EAP benefits?”
3. We are in network with these EAP providers:
   – Optum / United Healthcare EAP
   – Cigna EAP 

We Accept Loveland Foundation Therapy Fund Vouchers

We are proud to be a participating provider with The Loveland Foundation Therapy Fund! If you’ve been awarded Loveland Vouchers, congratulations on taking this meaningful step toward your mental health journey. We accept the Therapist-Pay option, meaning Loveland pays us directly, there is no additional cost to you for the full course of your 12 covered sessions.

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